Our Fees test
Download fees as a PDF here
The Nomo Plan
FREE
- Fee-free UK and international spending
- Fee-free Apple Pay and Google Pay payments
- Free cash withdrawals in the UK (ATM rates may apply)
- Free transfers to and from UK bank accounts
- GBP, USD, EUR, KWD, AED, SAR Current Accounts
- GBP, USD and EUR Fixed Term Deposits
- Low, transparent fees for international transfers
- Instant spending with your virtual debit card
- Account opening direct from your smartphone
- Deposits up to £85,000 covered by the FSCS protection scheme
- 24/7 control of your account through your app
- Multilingual support (English and Arabic)
more...

PAYMENTS test
Card payments in the UK:
FREE
Card payments outside the UK:
FREE
Apple Pay payments:
FREE
CASH
Cash withdrawals in the UK:
FREE (ATM rates may apply)
Cash withdrawals outside the UK:
FREE (ATM rates may apply)
UK TRANSFERS
Receiving UK bank transfers:
FREE (charges may be applied by the sending bank)
Sending UK bank transfers:
FREE
INTERNATIONAL TRANSFERS
Receiving international transfers:
FREE (charges may be applied by the sending bank)
Sending international transfers (Low-cost payment):
Our most affordable way to move money around the world, using local payment routes such as ACH, Faster Payments, and SEPA.
0.30 GBP (or currency equivalent: 0.35 USD, 0.35 EUR)
Sending international transfers (SWIFT):
There are 2 fee options:
SHA – You and the recipient share the transfer fee. The fee is taken from the transfer amount, so less is received by the recipient.
6 GBP (or currency equivalent: 7 USD, 6.90 EUR, 26 AED, 2.20 KWD, 26.50 SAR)
OUR – As the sender, you pay the whole fee up front. The recipient receives the transfer amount in full.
17 - 31 GBP (or equivalent) Fee is dependent on recipient country. View individual country fees here.
EXCHANGES
FX conversion:
1%
Weekend FX conversion (for KWD and AED only):
2%
CARDS
First card for customers with an account balance of less than 3000 GBP
(or equivalent across other currencies):
10 GBP
First card for customers with an account balance of 3000 GBP or more
(or equivalent across other currencies):
FREE
Replacement for lost, damaged or stolen debit card:
FREE
Virtual debit card:
FREE
Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. BLME is registered in England and Wales (no. 05897786), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. BLME’s Financial Services Register number is 464292 and registered office is at 20 Churchill Place, Canary Wharf, London E14 5HJ.
We will collect and process information about you that may be subject to data protection laws. For more information about how we use and disclose your personal data, how we protect your information, our legal basis to use your information, your rights and who you can contact, please see our privacy notice.